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# ABOUT US

We Are Fully Dedicated To Support You

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See If You Qualify

# CHOOSE YOUR SERVICE

Nearly We Have Been Trying To Provide Those

Auto Dealer Solutions

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Affordable Car Calculator

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Floor Plan Financing

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Dealership to The Next Level

Financing Option For Your Dealership

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# Testimonials

People Are Saying About Us.

Leslie Williamso

Homeowners

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# Need Help?

Read Popular Questions

How Do You Qualify For A Loan?

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How Do You Qualify For A Loan?

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A Good Lender Will Clearly Explain Mortgage?

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How Much Home Can You Afford?

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Ajay S.

(CEO Webstrot Pvt Ltd.)

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Ajay S.

(CEO Webstrot Pvt Ltd.)

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JOIN THE OAK & STONE COMMUNITY

Compare Top 20 Home Loan Rates In

2025 (February)

2+ million Aussies have used OAK & STONE FINANCIAL GROUP. Apply online & settle faster.

I want to refinance

I want to buy a home

- 2,500+ 5-star reviews on ProductReview.com.au

$9+ billion settled home loans

25+ Major Australian lenders

Secure and confidential

Home loans are complicated. We make

them simple.

Choice

Choose from 25+ lenders to access better rates and more features.

Convenience

Our technology make it easy. No paperwork, just apply online.

You First

We work for you, not the lender. We act in your best interest

Expert Support

We keep you updated on your loan via phone, email or live chat.

How it works

STEP 1

Tell us about you

Provide details about your property needs and financial situation.
STEP 2

We shortlist options

Our smart tech compares thousands of options from 25+ lenders to match your needs.
STEP 3

Upload your docs

Easily upload all required docs online. This means less paperwork!
STEP 4

Choose your loan

Our Approval Confidence™ tech only shows loans with a high approval likelihood.
STEP 5

Settle the loan

Once you submit your application our team will keep you regularly updated on its progress.

GET STARTED

FINANCE

The Future of Corporate and

Business Solutions

FAQ'S

Frequently Asked Questions

Sometimes dreams feel far out of reach. At OAK & STONE FINANCIAL GROUP, we take pride in our ability to simplify and streamline the lending process. We ensure the research, paperwork, organisation, negotiation and eventually settlement is all taken care of, allowing you to properly enjoy the lending experience.

What are the three main financial statements?

We provide a range of services, including strategic growth planning, operational efficiency optimization, market analysis, and financial planning.

How can your consulting services benefit my business?

We provide a range of services, including strategic growth planning, operational efficiency optimization, market analysis, and financial planning.

What is the process for working with your team?

Yes, we provide industry-specific solutions tailored to meet the unique challenges and needs of different business sectors.

How long does a typical consulting project take?

Yes, we provide industry-specific solutions tailored to meet the unique challenges and needs of different business sectors.

What services do you offer in business consulting?

Yes, we provide industry-specific solutions tailored to meet the unique challenges and needs of different business sectors.

Here’s what our Happy Aussie customers are saying!

Service goes above and beyond!

Peter and the team got us home financing at a great rate with a reputable lender against all odds He was professional but down to earth, approachable and made the nuances easy to understand.

Frederick Vongpraseuth

Awesome

Peter and the team were so helpful throughout the whole process of purchasing my property. They guided me through each step and had a bunch of tips that I hadn't thought about. Thanks again for making me feel comfortable with all of my questions!

Patrick Cho

Highly Recommend

Very happy with the service provided. Peter is a very knowledgeable and skillful home loan specialist who was able to help us re-finance our loans. Highly recommend.

Anna Liu

Fantastic

Peter from OAK & STONE FINANCIAL GROUP is brilliant! He is always available to help and has gone above and beyond to assist my family and I...

Tasha Vasos

Excellent!

David was excellent. Prompt, efficient, transparent, knowledgeable, friendly.

Paul Goossens

Awesome

We recently used OAK & STONE FINANCIAL GROUP for refinancing. Kris made the process so easy and the constant updates he gave all the way says a lot about...

Kiruthika Vidhyasagar

Did you know you could be

Paying more on interest right now?

Get a lower rate

Eligible for potential cashback offers?

Make money for refinancing!

Able to borrow up to 90% with NO LMI!

(certain professions ONLY)

Get free expert advice on your home loan

Our experts will help you search, choose and settle your home loan online. Chat to one of our Home Loan Specialists at a time that suits you.

1230 456 789

Live Chat

Choose a time

[email protected]

Want to work with us?

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FAQs

Oak & Stone Financial Group Pty Ltd· Grosvenor Place, L28, 225 George Street Sydney NSW 2000· Ph: 1300 323 181

Important legal stuff

What does an introductory rate mean?

An introductory rate is a promotional interest rate that lenders use to attract new customers. It is sometimes referred to as a ‘honeymoon rate’. An introductory rate is only for a limited period of time, typically 12 months, after which the interest rate on the loan typically rises and reverts to the lender’s standard variable interest rate.

Comparison rates

Comparison rates above are based on a home loan of $150,000 for 25 years. WARNING: The comparison rates are true for the example given only and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.

IMPORTANT INFORMATION: Any information provided does not constitute an offer of credit and are examples of what may be available to you based on the information available. It does not take into account any product features or any applicable fees. Lending criteria and the basis upon which we assess what you may be able to afford may change at any time without notice. Top rates include lenders who are on our panel and are then defined by the circumstances provided by the borrower. For Fixed Rate home loans, break costs may be payable which can be significant if you change the whole or part of your fixed rate loan or where additional or early repayments are made during the fixed rate period.

All applications are subject to lender assessment and approval. Cashback offers may be provided by some lenders and may only be available for particular products, terms and conditions apply.

We are committed to protecting customer privacy and do not sell customer information, please refer to our Privacy Policy for more information.

Our mission is to change the way Australians get home loans by providing a faster, smarter and more secure home loan experience designed around the customer’s convenience and needs. We compare thousands of home loans from over 25 leading lenders.

OAK & STONE FINANCIAL GROUP which is the ultimate holding company of the Aussie and Simpli Finance businesses, is owned by numerous shareholders including banks such as CBA, 1835i (ANZ’s external venture capital partner) and Macquarie Bank, the Simpli Finance founders and employees, and a number of Australian institutional investors and sophisticated investors including UniSuper.